Insurance in Panama
Kevin Bradley
Welcome to Panasurance.com
The purpose of this site is to guide you to the lowest rates, best coverage and most professional insurance service in Panama.
Kevin and the English speaking team are service representatives of the Panasurance.com If you need coverage for a Corporation or as an Individual, Kevin and Carmen are standing by to help. It will be our pleasure to discuss Health Insurance, Life Insurance, Fire/Theft/Liability for your Condo/Home or Office. We are ready to provide assistance with all your Panama insurance needs…
Our Contact & Location
Kevin and the English speaking team are service representatives of the Panasurance.com. If you need coverage for a Corporation or as an Individual, Kevin and Carmen are standing by to help.
It will be our pleasure to discuss Health Insurance, Life Insurance, Fire/Theft/Liability for your Condo/Home or Office. We are ready to provide assistance with all your Panama insurance needs.
Our contact info is:
Kevin = panasurance@gmail.com Cel/WhatsApp +507-6674-1063
Carmen = New Policies/quotes (Speaks/Writes perfect English) panasurance@gmail.com +507-6613-1063
Kevin – Skpe name: kbradley23
IMPORTANT NOTE:
Emergency numbers: : Police 104; Fire 103; Health 911
Here’s a map to our office in San Francisco:
About Us
Kevin Bradley is a graduate of Texas A&M, lifelong resident of Panama and has been helping people with their insurance needs for more than 40 years. He is a bilingual, fully licensed Panamanian insurance broker, member of the National College of Insurance Brokers (CONALPROSE), Elks Lodge 1414 and an avid golfer.Panama is a unique and wonderful country. Living here is not without risk. Don’t take risks buying insurance protection from non-licensed financial institutions. Banks are NOT authorized to sell insurance, neither are automobile dealers. Check with me before you add any insurance coverage to a mortgage or car loan.
The purpose of this web site is to help friends and clients obtain access to my services online. With over 40 years experience as a fully licensed insurance broker, it is my mission to help solve your insurance problems.
While I am associated with Panasurance.com, a highly respected Insurance Brokerage Agency in Panama, this site has been designed for my English speaking customers.
Our Post
Beyond the Extra Step!
In December of 2003, I moved to Panama after many visits to this country in the previous two years. After witnessing the traffic in Panama City, I knew I needed automobile insurance before I ever considered getting under the wheel. I approached Kevin Bradley (who came with many high recommendations) regarding my insurance needs. He promptly took care of my needs with adequate coverage at the most competitive rates....
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About Panama Kevin
Born and raised in Panama, I have been attending to the insurance needs of the Panama-English speaking community for over 35 years. A graduate of Texas A&M University '69, I am a fully licensed Panama Insurance Broker and a longtime member of the American Chamber of Commerce of Panama and Industry of Panama + National College of Insurance Brokers of Panama. I am also a member of the Elks Lodge 1414 in Balboa and Summit Golf resort.
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Life and Mortgage Insurance in Panama
It is my opinion that TERM insurance is the best life insurance for most occasions. While term life insurance rates in Panama are still on the high side, they are considerably lower than Whole Life or Universal Life products.
As part of the Mortgage/loan contract, banks and other lending institutions will require life insurance from a Panama licensed insurance company (will not accept your USA, Canada life policy as a guarantee).
More...
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Kevin is Expat Friendly
From EXPATS IN PANAMA "Expat Friendly Businesses" http://www.expatsinpanama.com/exptfrndlyins.html
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Kevin Speaks at IL Seminar
Following our mayor, Juan Carlos Navarro's eloquent welcome to the Expat visitor/attendees, I was invited to speak to the group about "Insurance in Panama". The response was warm, friendly and based on the questions I was asked, this is a very informed group of achievers who have done their homework on Panama.
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What is a deductible?
Although your Panama insurance policy is in Spanish, a "deducible" is the amount of money which the insured party must pay before the insurance company's own coverage plan begins. It is practical for insurance companies to include a deductible in their policies to avoid paying out benefits on relatively small claims. A typical Panama auto insurance policy, for example, may carry a $500 deductible for "colision". If the owner of that car accidentally hits another car while parking and both drivers agree the damage is minimal, he or she would pay the $500 repair bill out of his or her own pocket. Insurance companies would not encourage a claim for such minor damages.
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Gary Scott endorses BUPA/Kevin!
Change is taking place at an increasing pace. Spotting trends can help us live and invest better. One big change is that many people are changing residences. More and more people choose to live in countries other than where they were born and have lived.
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Panama Cousular Information Sheet on Panama
MEDICAL FACILITIES AND HEALTH INFORMATION: Although Panama City has some very good hospitals and clinics; medical facilities outside of the capital are limited. When making a decision regarding health insurance, Americans should consider that many foreign doctors and hospitals require payment in cash prior to providing service and that a medical evacuation to the U.S. may cost well in excess of $50,000.
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Driving in Central America?
The drive through Mexico and Central America is a wonderful experience, however, it's not an adventure for everyone. The following pages contain advice and detailed accounts of experiences while driving through Mexico and Central America. Check out this siet:
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Purchasing a SAFE in Panama!
There are simple residential safes that are made with solid iron with electronic or mechanical locks. They offer a low level of security for intruders, but a high level of security for house-based employees; these are not fire resistant whatsoever. These are not easy to open in a non-violent manner and are resistant to simple manual tools such as hammers and chisels depending on the quality of the safe.
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Kevin Makes the New York Times!
By BOB TEDESCHI: MIGRATORY retirees have lent more than a touch of gray to Florida, Arizona and Southern California. Next stop on the aging boomer bandwagon: Panama. Panama Today With low housing and living costs, a stable political environment, relatively safe streets and that tropical climate, people in their 50's and early 60's are flocking to the Central American nation, rather than working for a few more years to scrape together enough money for a condo on the Florida coast.
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No-Fault in Panama?
In some states in the USA, Uninsured Motorist property-damage coverage is available. Uninsured Motorist (no-fault) auto coverage would pay for medical bills and pain and suffering if you are hit by an uninsured driver. If your car is crunched by an uninsured driver and you have UM property-damage coverage, you'll be able to get your car fixed under this coverage, rather than using your collision coverage. Generally speaking, UM property-damage coverage carries a lower deductible than collision coverage...
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Local PPO!
The following is a popular local PPO with Cia. Internacional de Seguros. This is a Panama ONLY alternative. My associate Carmen 322-1605 and an IS executive, Brenda West 206-4235 are standing by to answer specific questions and complete the application process..
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PALIC Local Cancer Policy
In addition to my International Health Insurance policy, I have also purchased this FLEXI-CANCER coverage from PALIC de Panama. I pay $63/yr.
In order to obtain this inexpensive coverage, call me 322-1603, Carmen 322-1605 or PALIC customer service 208-4212.
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HaelthSpan Calculator
The Living to 100 Life Expectancy Calculator© is brought to you by Dr. Thomas Perls in partnership with the Alliance for Aging Research, a not-for-profit organization based in Washington, D.C. The Living to 100 Quiz was designed to translate longevity research of centenarians into a practical and empowering tool for individuals to estimate their longevity potential.
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Peexisting Conditions?
The primary purpose of insurance is to cover the cost of the unexpected and the unforeseen. Health insurance companies may apply a special condition to a policy when it is clear from the information provided that the insured is either receiving ongoing treatment or has a foreseeable need to receive treatment for a specific medical condition, as this condition constitutes a known risk.
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Note of Appreciation!
Hola Kevin,
Just wanted to thank you and your staff for the kind
warm welcome to Panama. It's so important to make a
stranger feel welcome in a new enviroinment.
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Hurricane In The Carib
Golfers, pilots, ships at sea - check this out! Man I'm glad we're here in Panama and don't have to worry about hurricanes.
By the way, windstorm coverage is STANDARD on fire policies issued in Panama........give me call for all of your insurance needs.
Kevin 322-1603 or Carmen 322-1605
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BUPA saved his leg!
This is Dave and Micheline Fallis. We were the ones calling you from Canada, to find out how to get our B.U.P.A. going. Dave was the guy with the leg infection so bad,that they thought that they were going to amputate.
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Contact Us
My network is extensive, I have daily contact with most of the local and international insurance companies operating in this country. It is my personal commitment to see that my clients obtain fair and prompt settlement of all claims.