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Automobile Insurance

Panama “Roadside Assistance” Stickers!

Most every company issuing auto insurance in Panama offers emergency roadside attention for accidents and breakdowns. The purpose of this article is to remind everyone who drives in our very "special" traffic to put the Roadside Assistance stickers on their windshields. If you suffer a mechanical breakdown, flat tire or collision.
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Automobile Insurance

Drunk Driving in Panama!

DUI penalties are severe here in Panama, even the "smell" of alcohol on your breath will provoke a fine. Roadside...
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Automobile Insurance

Panama Auto Driving Infractions

There are several locations where you can go to pay your traffic tickets including online with Banco General, I will...
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Fire Insurance

Pet Insurance in Panama?

In UnityDucruet, we may cover your pet for medical services/treatment due to an accident. If you purchase a multi-risk contents policy for your condo or house, the pets are covered for Vet services (including surgery), medication and hospital expenses up to $1,000. These expenses must be incurred as a result of an accident to the pet while inside the insured residence. Coverage is also available for pets involved in automobile related accidents.
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About Us

Contact Info for Carmen and Kevin

Kevin and the English speaking team are service representatives of the UnityDucruet Insurance Agency. If you need coverage for a Corporation or as an Individual, Kevin and Carmen are standing by to help. It will be our pleasure to discuss Health Insurance, Life Insurance, Fire/Theft/Liability for your Condo/Home or Office. We are ready to provide assistance with all your Panama insurance needs...
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Fire/Theft Claims!

Good news!

https://finance.yahoo.com/news/best-commentary-minimal-insurance-losses-202000813.html
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Testimonials

Beyond the Extra Step!

In December of 2003, I moved to Panama after many visits to this country in the previous two years. After witnessing the traffic in Panama City, I knew I needed automobile insurance before I ever considered getting under the wheel. I approached Kevin Bradley (who came with many high recommendations) regarding my insurance needs. He promptly took care of my needs with adequate coverage at the most competitive rates....
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About Us

About Panama Kevin

Born and raised in Panama, I have been attending to the insurance needs of the Panama-English speaking community for over 35 years. A graduate of Texas A&M University '69, I am a fully licensed Panama Insurance Broker and a longtime member of the American Chamber of Commerce of Panama and Industry of Panama + National College of Insurance Brokers of Panama. I am also a member of the Elks Lodge 1414 in Balboa and Summit Golf resort.
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Automobile Insurance

Automobile Insurance in Panama

Auto insurance in Panama is similar to coverage issued in the USA/Canada and Europe. Protection for Basic third party liability, Medical payments, Collision and Comprehensive/Fire/Theft are available at very reasonable rates. While the Panamanian Government requires proof of basic liability coverage in order to obtain a license plate, there is a good chance that the person who smashes into your car will NOT have auto insurance.
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Life Insurance

Life and Mortgage Insurance in Panama

It is my opinion that TERM insurance is the best life insurance for most occasions. While term life insurance rates in Panama are still on the high side, they are considerably lower than Whole Life or Universal Life products. As part of the Mortgage/loan contract, banks and other lending institutions will require life insurance from a Panama licensed insurance company (will not accept your USA, Canada life policy as a guarantee). More...
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Testimonials

Kevin is Expat Friendly

From EXPATS IN PANAMA "Expat Friendly Businesses" http://www.expatsinpanama.com/exptfrndlyins.html
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Health Insurance

Panama Health Insurance

Below you will find a web page describing several local health insurance plans that I believe are acceptable. http://www.amundial.com/es/planes-sal-ind.aspx You should know that local companies change rates and coverage often, so please don't hold me to these as chiseled in stone. Be very careful of "coverage" sold by local hospitals, they are not insurance contracts and these "agreements" may change at the whim of the hospital. They are woefully inadequate for any serious condition and most will only pay up to $15,000 lifetime. Remember, most intensive care facilities are $800.00/day. MORE...
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About Us

Kevin Speaks at IL Seminar

Following our mayor, Juan Carlos Navarro's eloquent welcome to the Expat visitor/attendees, I was invited to speak to the group about "Insurance in Panama". The response was warm, friendly and based on the questions I was asked, this is a very informed group of achievers who have done their homework on Panama.
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Automobile Insurance

What is a deductible?

Although your Panama insurance policy is in Spanish, a "deducible" is the amount of money which the insured party must pay before the insurance company's own coverage plan begins. It is practical for insurance companies to include a deductible in their policies to avoid paying out benefits on relatively small claims. A typical Panama auto insurance policy, for example, may carry a $500 deductible for "colision". If the owner of that car accidentally hits another car while parking and both drivers agree the damage is minimal, he or she would pay the $500 repair bill out of his or her own pocket. Insurance companies would not encourage a claim for such minor damages.
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Health Insurance

Gary Scott endorses BUPA/Kevin!

Change is taking place at an increasing pace. Spotting trends can help us live and invest better. One big change is that many people are changing residences. More and more people choose to live in countries other than where they were born and have lived.
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General Panama Info

Panama Cousular Information Sheet on Panama

MEDICAL FACILITIES AND HEALTH INFORMATION: Although Panama City has some very good hospitals and clinics; medical facilities outside of the capital are limited. When making a decision regarding health insurance, Americans should consider that many foreign doctors and hospitals require payment in cash prior to providing service and that a medical evacuation to the U.S. may cost well in excess of $50,000.
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Automobile Insurance

Driving in Central America?

The drive through Mexico and Central America is a wonderful experience, however, it's not an adventure for everyone. The following pages contain advice and detailed accounts of experiences while driving through Mexico and Central America. Check out this siet:
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Automobile Insurance

Check your Drivers License!

In the Republic of Panama, your Automobile Insurance Coverage is only valid if you are driving with a current/valid drivers license. Please check the expiration date of your license. If you have been in Panama for more than 90 days, your foreign drivers license may not be considered as valid. You must obtain a Panama drivers license if you intend to live here or extend your visit beyond 90 days!
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Fire Insurance

Purchasing a SAFE in Panama!

There are simple residential safes that are made with solid iron with electronic or mechanical locks. They offer a low level of security for intruders, but a high level of security for house-based employees; these are not fire resistant whatsoever. These are not easy to open in a non-violent manner and are resistant to simple manual tools such as hammers and chisels depending on the quality of the safe.
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About Us

I Plunge!

One of my ALLTIME favorite quotes: Are there not... Two points in the adventure of the diver: One -- when...
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Contact Us

My network is extensive, I have daily contact with most of the local and international insurance companies operating in this country. It is my personal commitment to see that my clients obtain fair and prompt settlement of all claims.

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