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Insurance in Panama

Kevin Bradley

Welcome to Panama Kevin

The purpose of this site is to guide you to the lowest rates, best coverage and most professional insurance service in Panama.

Kevin and the English speaking team are service representatives of the UnityDucruet Insurance Agency. If you need coverage for a Corporation or as an Individual, Kevin and Carmen are standing by to help. It will be our pleasure to discuss Health Insurance, Life Insurance, Fire/Theft/Liability for your Condo/Home or Office. We are ready to provide assistance with all your Panama insurance needs…

 

Our Contact & Location

Kevin and the English speaking team are service representatives of the UnityDucruet Insurance Agency. If you need coverage for a Corporation or as an Individual, Kevin and Carmen are standing by to help.

It will be our pleasure to discuss Health Insurance, Life Insurance, Fire/Theft/Liability for your Condo/Home or Office. We are ready to provide assistance with all your Panama insurance needs.

To better serve you, the telephone numbers listed below are DIRECT lines. If we do not answer, we are away from the desk or if the call goes to voicemail, we may be talking on the line…… try again later.

Our contact info is:

Kevin = kevin.bradley@unityducruet.com 6674-1063 cel. 322-1605 direct

Carmen = New Policies/quotes (Speaks/Writes perfect English) maria.dunkley@unityducruet.com 6613-1063 cel. 322-1605 direct

Kevin – Skpe name: kbradley23 “Whatsup” +507-6674-1063

IMPORTANT NOTE: When writing to us remember, It’s ducr”U”et don’t forget the second “u” in your emails!
About UsEmergency numbers: : Police 104; Fire 103; Health 911

Our location (UnityDUCRUET) is in San Fransisco, near the end of Calle 50, turn left just BEFORE the light at Via Porras on calle 77E, shares corner with the Deli Gourmet, directly across from BANISTMO.

Here’s a map to our UnityDUCRUET San Francisco office:

About Us

Kevin Bradley is a graduate of Texas A&M, lifelong resident of Panama and has been helping people with their insurance needs for more than 40 years. He is a bilingual, fully licensed Panamanian insurance broker, member of the National College of Insurance Brokers (CONALPROSE), Elks Lodge 1414 and an avid golfer.

Panama is a unique and wonderful country. Living here is not without risk. Don’t take risks buying insurance protection from non-licensed financial institutions. Banks are NOT authorized to sell insurance, neither are automobile dealers. Check with me before you add any insurance coverage to a mortgage or car loan. The purpose of this web site is to help friends and clients obtain access to my services online. With over 40 years experience as a fully licensed insurance broker, it is my mission to help solve your insurance problems. While I am associated with the The Ducruet Insurance Agency, a highly respected Insurance Brokerage Agency in Panama, this site has been designed for my English speaking customers.

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About Us

About Panama Kevin

Born and raised in Panama, I have been attending to the insurance needs of the Panama-English speaking community for over 35 years. A graduate of Texas A&M University '69, I am a fully licensed Panama Insurance Broker and a longtime member of the American Chamber of Commerce of Panama and Industry of Panama + National College of Insurance Brokers of Panama. I am also a member of the Elks Lodge 1414 in Balboa and Summit Golf resort.
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Life Insurance

Life and Mortgage Insurance in Panama

It is my opinion that TERM insurance is the best life insurance for most occasions. While term life insurance rates in Panama are still on the high side, they are considerably lower than Whole Life or Universal Life products. As part of the Mortgage/loan contract, banks and other lending institutions will require life insurance from a Panama licensed insurance company (will not accept your USA, Canada life policy as a guarantee). More...
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Testimonials

Kevin is Expat Friendly

From EXPATS IN PANAMA "Expat Friendly Businesses" http://www.expatsinpanama.com/exptfrndlyins.html
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About Us

Kevin Speaks at IL Seminar

Following our mayor, Juan Carlos Navarro's eloquent welcome to the Expat visitor/attendees, I was invited to speak to the group about "Insurance in Panama". The response was warm, friendly and based on the questions I was asked, this is a very informed group of achievers who have done their homework on Panama.
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Automobile Insurance

What is a deductible?

Although your Panama insurance policy is in Spanish, a "deducible" is the amount of money which the insured party must pay before the insurance company's own coverage plan begins. It is practical for insurance companies to include a deductible in their policies to avoid paying out benefits on relatively small claims. A typical Panama auto insurance policy, for example, may carry a $500 deductible for "colision". If the owner of that car accidentally hits another car while parking and both drivers agree the damage is minimal, he or she would pay the $500 repair bill out of his or her own pocket. Insurance companies would not encourage a claim for such minor damages.
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Health Insurance

Gary Scott endorses BUPA/Kevin!

Change is taking place at an increasing pace. Spotting trends can help us live and invest better. One big change is that many people are changing residences. More and more people choose to live in countries other than where they were born and have lived.
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General Panama Info

Panama Cousular Information Sheet on Panama

MEDICAL FACILITIES AND HEALTH INFORMATION: Although Panama City has some very good hospitals and clinics; medical facilities outside of the capital are limited. When making a decision regarding health insurance, Americans should consider that many foreign doctors and hospitals require payment in cash prior to providing service and that a medical evacuation to the U.S. may cost well in excess of $50,000.
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Automobile Insurance

Driving in Central America?

The drive through Mexico and Central America is a wonderful experience, however, it's not an adventure for everyone. The following pages contain advice and detailed accounts of experiences while driving through Mexico and Central America. Check out this siet:
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Automobile Insurance

Check your Drivers License!

In the Republic of Panama, your Automobile Insurance Coverage is only valid if you are driving with a current/valid drivers license. Please check the expiration date of your license. If you have been in Panama for more than 90 days, your foreign drivers license may not be considered as valid. You must obtain a Panama drivers license if you intend to live here or extend your visit beyond 90 days!
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Fire Insurance

Purchasing a SAFE in Panama!

There are simple residential safes that are made with solid iron with electronic or mechanical locks. They offer a low level of security for intruders, but a high level of security for house-based employees; these are not fire resistant whatsoever. These are not easy to open in a non-violent manner and are resistant to simple manual tools such as hammers and chisels depending on the quality of the safe.
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About Us

I Plunge!

One of my ALLTIME favorite quotes: Are there not... Two points in the adventure of the diver: One -- when...
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About Us

Kevin Makes the New York Times!

By BOB TEDESCHI: MIGRATORY retirees have lent more than a touch of gray to Florida, Arizona and Southern California. Next stop on the aging boomer bandwagon: Panama. Panama Today With low housing and living costs, a stable political environment, relatively safe streets and that tropical climate, people in their 50's and early 60's are flocking to the Central American nation, rather than working for a few more years to scrape together enough money for a condo on the Florida coast.
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Automobile Insurance

No-Fault in Panama?

In some states in the USA, Uninsured Motorist property-damage coverage is available. Uninsured Motorist (no-fault) auto coverage would pay for medical bills and pain and suffering if you are hit by an uninsured driver. If your car is crunched by an uninsured driver and you have UM property-damage coverage, you'll be able to get your car fixed under this coverage, rather than using your collision coverage. Generally speaking, UM property-damage coverage carries a lower deductible than collision coverage...
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Health Insurance

Local PPO!

The following is a popular local PPO with Cia. Internacional de Seguros. This is a Panama ONLY alternative. My associate Carmen 322-1605 and an IS executive, Brenda West 206-4235 are standing by to answer specific questions and complete the application process..
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Health Insurance

PALIC Local Cancer Policy

In addition to my International Health Insurance policy, I have also purchased this FLEXI-CANCER coverage from PALIC de Panama. I pay $63/yr. In order to obtain this inexpensive coverage, call me 322-1603, Carmen 322-1605 or PALIC customer service 208-4212.
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Health Insurance

HaelthSpan Calculator

The Living to 100 Life Expectancy Calculator© is brought to you by Dr. Thomas Perls in partnership with the Alliance for Aging Research, a not-for-profit organization based in Washington, D.C. The Living to 100 Quiz was designed to translate longevity research of centenarians into a practical and empowering tool for individuals to estimate their longevity potential.
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Health Insurance

Peexisting Conditions?

The primary purpose of insurance is to cover the cost of the unexpected and the unforeseen. Health insurance companies may apply a special condition to a policy when it is clear from the information provided that the insured is either receiving ongoing treatment or has a foreseeable need to receive treatment for a specific medical condition, as this condition constitutes a known risk.
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Testimonials

Note of Appreciation!

Hola Kevin, Just wanted to thank you and your staff for the kind warm welcome to Panama. It's so important to make a stranger feel welcome in a new enviroinment.
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General Panama Info

Hurricane In The Carib

Golfers, pilots, ships at sea - check this out! Man I'm glad we're here in Panama and don't have to worry about hurricanes. By the way, windstorm coverage is STANDARD on fire policies issued in Panama........give me call for all of your insurance needs. Kevin 322-1603 or Carmen 322-1605
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Testimonials

BUPA saved his leg!

This is Dave and Micheline Fallis. We were the ones calling you from Canada, to find out how to get our B.U.P.A. going. Dave was the guy with the leg infection so bad,that they thought that they were going to amputate.
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Contact Us

My network is extensive, I have daily contact with most of the local and international insurance companies operating in this country. It is my personal commitment to see that my clients obtain fair and prompt settlement of all claims.

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