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Insurance in Panama

Kevin Bradley

Welcome to Panama Kevin

The purpose of this site is to guide you to the lowest rates, best coverage and most professional insurance service in Panama.

Kevin and the English speaking team are service representatives of the UnityDucruet Insurance Agency. If you need coverage for a Corporation or as an Individual, Kevin and Carmen are standing by to help. It will be our pleasure to discuss Health Insurance, Life Insurance, Fire/Theft/Liability for your Condo/Home or Office. We are ready to provide assistance with all your Panama insurance needs…

 

Our Contact & Location

Kevin and the English speaking team are service representatives of the UnityDucruet Insurance Agency. If you need coverage for a Corporation or as an Individual, Kevin and Carmen are standing by to help.

It will be our pleasure to discuss Health Insurance, Life Insurance, Fire/Theft/Liability for your Condo/Home or Office. We are ready to provide assistance with all your Panama insurance needs.

To better serve you, the telephone numbers listed below are DIRECT lines. If we do not answer, we are away from the desk or if the call goes to voicemail, we may be talking on the line…… try again later.

Our contact info is:

Kevin = kevin.bradley@unityducruet.com 6674-1063 cel. 322-1605 direct

Carmen = New Policies/quotes (Speaks/Writes perfect English) maria.dunkley@unityducruet.com 6613-1063 cel. 322-1605 direct

Kevin – Skpe name: kbradley23 “Whatsup” +507-6674-1063

IMPORTANT NOTE: When writing to us remember, It’s ducr”U”et don’t forget the second “u” in your emails!
About UsEmergency numbers: : Police 104; Fire 103; Health 911

Our location (UnityDUCRUET) is in San Fransisco, near the end of Calle 50, turn left just BEFORE the light at Via Porras on calle 77E, shares corner with the Deli Gourmet, directly across from BANISTMO.

Here’s a map to our UnityDUCRUET San Francisco office:

About Us

Kevin Bradley is a graduate of Texas A&M, lifelong resident of Panama and has been helping people with their insurance needs for more than 40 years. He is a bilingual, fully licensed Panamanian insurance broker, member of the National College of Insurance Brokers (CONALPROSE), Elks Lodge 1414 and an avid golfer.

Panama is a unique and wonderful country. Living here is not without risk. Don’t take risks buying insurance protection from non-licensed financial institutions. Banks are NOT authorized to sell insurance, neither are automobile dealers. Check with me before you add any insurance coverage to a mortgage or car loan. The purpose of this web site is to help friends and clients obtain access to my services online. With over 40 years experience as a fully licensed insurance broker, it is my mission to help solve your insurance problems. While I am associated with the The Ducruet Insurance Agency, a highly respected Insurance Brokerage Agency in Panama, this site has been designed for my English speaking customers.

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About Us

Kevin Makes the New York Times!

By BOB TEDESCHI: MIGRATORY retirees have lent more than a touch of gray to Florida, Arizona and Southern California. Next stop on the aging boomer bandwagon: Panama. Panama Today With low housing and living costs, a stable political environment, relatively safe streets and that tropical climate, people in their 50's and early 60's are flocking to the Central American nation, rather than working for a few more years to scrape together enough money for a condo on the Florida coast.
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Automobile Insurance

No-Fault in Panama?

In some states in the USA, Uninsured Motorist property-damage coverage is available. Uninsured Motorist (no-fault) auto coverage would pay for medical bills and pain and suffering if you are hit by an uninsured driver. If your car is crunched by an uninsured driver and you have UM property-damage coverage, you'll be able to get your car fixed under this coverage, rather than using your collision coverage. Generally speaking, UM property-damage coverage carries a lower deductible than collision coverage...
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Health Insurance

Local PPO!

The following is a popular local PPO with Cia. Internacional de Seguros. This is a Panama ONLY alternative. My associate Carmen 322-1605 and an IS executive, Brenda West 206-4235 are standing by to answer specific questions and complete the application process..
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Health Insurance

PALIC Local Cancer Policy

In addition to my International Health Insurance policy, I have also purchased this FLEXI-CANCER coverage from PALIC de Panama. I pay $63/yr. In order to obtain this inexpensive coverage, call me 322-1603, Carmen 322-1605 or PALIC customer service 208-4212.
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Health Insurance

HaelthSpan Calculator

The Living to 100 Life Expectancy Calculator© is brought to you by Dr. Thomas Perls in partnership with the Alliance for Aging Research, a not-for-profit organization based in Washington, D.C. The Living to 100 Quiz was designed to translate longevity research of centenarians into a practical and empowering tool for individuals to estimate their longevity potential.
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Health Insurance

Peexisting Conditions?

The primary purpose of insurance is to cover the cost of the unexpected and the unforeseen. Health insurance companies may apply a special condition to a policy when it is clear from the information provided that the insured is either receiving ongoing treatment or has a foreseeable need to receive treatment for a specific medical condition, as this condition constitutes a known risk.
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Testimonials

Note of Appreciation!

Hola Kevin, Just wanted to thank you and your staff for the kind warm welcome to Panama. It's so important to make a stranger feel welcome in a new enviroinment.
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General Panama Info

Hurricane In The Carib

Golfers, pilots, ships at sea - check this out! Man I'm glad we're here in Panama and don't have to worry about hurricanes. By the way, windstorm coverage is STANDARD on fire policies issued in Panama........give me call for all of your insurance needs. Kevin 322-1603 or Carmen 322-1605
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Testimonials

BUPA saved his leg!

This is Dave and Micheline Fallis. We were the ones calling you from Canada, to find out how to get our B.U.P.A. going. Dave was the guy with the leg infection so bad,that they thought that they were going to amputate.
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Health Insurance

HTH Worldwide!

During your international experience, you may need to see a doctor, have a prescription filled, receive care at a hospital, or deal with an unexpected medical emergency. In addition, you may wish to return to the U.S. for either routine care or the treatment of an unexpected illness.
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Health Insurance

Have Medicare? Only need coverage outside the USA?

If you are a world traveler covered by Medicare or by a domestic U.S. plan offered by your employer - or if you have no immediate plans to return to the U.S., Global Citizen EXP is tailored to your needs. By trimming away coverage for health services in the U.S. and keeping the comprehensive Global Citizen benefits outside the U.S., the EXP plan delivers outstanding value and service
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Health Insurance

Medicare in Panama?

NO! The Social Security Medicare Program does NOT cover hospital or medical services outside the United States. The Department of Veterans Affairs will only pay for hospital and medical service outside the United States under very limited circumstances.
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Life Insurance

Death of a U.S. Citizen Abroad

When a U.S. citizen dies abroad, the nearest U.S. Embassy or Consulate should be notified as soon as possible. Visit: http://travel.state.gov/travel/tips/emergencies/death/death_3878.html Upon notification, the consular officer, in accordance with local laws, may do the following....
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Life Insurance

Death of a Canadian Citizen Abroad!

Canadians travelling or residing abroad may die as a result of natural causes, accidents, murder or suicide. Canadian consular officials overseas and in Ottawa assist families in making all the necessary arrangements if such a situation arises. Visit:
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Automobile Insurance

Panama Auto “Collision” Coverage!

In Panama Auto policies, the "Collision" or "Colision" option is designed to pay for the repair or replacement of the policy owner's vehicle in the event of an accident (collision with another vehicle, tree etc.), no matter who caused the accident. Collision coverage usually requires the payment of a deductible.
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Automobile Insurance

Panama Auto “Comprehensive” Coverage!

In Panama Auto policies, the "Comprehensive" or "Comprensivo" option, covers damage to your car caused by something "other than" a collision. This coverage typically includes claims caused by fire, theft, flood, vandalism, explosion, earthquake and falling objects (trees,rocks). More...
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Automobile Insurance

Panama Auto “Medical Payments” coverage!

In Panama Auto policies, the "Medical Payments" or "Gastos Medicos" option covers medical expenses incurred by you and your passengers who may be injured in an automobile accident. There may also be coverage, if as a pedestrian, a vehicle causes bodily injury to you or a member of your family. More...
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Health Insurance

Why buy Health Insurance in Panama?

The simple answer is that physicians, surgeons and private hospitals in Panama expect to be paid. If you cannot confirm health insurance coverage, show a bag full of $$$ or credit cards with a sufficient limit to cover the bill........you may be denied treatment. Foreigners in Panama have died waiting for surgery, because they could not show an ability to pay.
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Testimonials

Kevin’s Emergency Operation!

Late in May 2006, after a delicious meal at a well known restaurant in Casco Viejo, I went home to a restless night's sleep and some stomach discomfort. By morning, a distinct pain had developed similar to the "upset stomach" I had experienced occasionally after a spicy meal.
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Health Insurance

Panama Social Security?

As a Panamanian citizen, I am entitled to Panama Social Security and have paid into this program for many years. I was always under the impression that this coverage was not available to pensionados and members of the Expat community. Although he has moved back to Costa Rica, my friend Allen McDonald and his family were able obtain this inexpensive and valuable protection.
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Contact Us

My network is extensive, I have daily contact with most of the local and international insurance companies operating in this country. It is my personal commitment to see that my clients obtain fair and prompt settlement of all claims.

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