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Panama safety “Get out of a sinking car”!
Using TRICARE in Panama and For Life Overseas!
Medicare provides coverage in the U.S. and U.S. Territories. Medicare doesn't provide coverage in any other overseas locations. When using TRICARE For Life in all other overseas locations, whether you live overseas or are traveling overseas, refer to this site:Read More
Panama Health Insurance
Accidental Injury or illness in a country far from home can be a very scary experience. If you are without proper health insurance or cannot demonstrate ability to pay at a local hospital, it can mean the difference between life and death. Imagine lying on a stretcher in the hallway, waiting for treatment, while proof of liquidity is confirmed..Read More
Panama Life Ins. rates!
Here is an example of Life rates for term insurance in Panama. Yes, they may be higher than you can get online or in the USA, but the benefits will be payable in Panama with less hassle than going back to collect in the country where the policy was issued.Read More
Panama Auto policy must be kept in your vehicle!
According to a local news source: "Beginning in February, police and traffic inspectors will be testing a technological program to verify the status of a car’s insurance policy and soon reporting an accident will be automated. Traffic cops will enter the license plate number into a mobile unit and the system will indicate if the car has a VALID policy something that is mandatory by law. If the car does not have a current policy it will be TOWED".Read More
Panama Real Estate Appraisals!
Why should I get an appraisal of my home or condo in Panama? Fire insurance policies have an 80% coinsurance clause that will affect the $$$ amount you receive in the event of a claim for a fire or covered loss. You must insure the property for at least 80% of the actual $$$ value to receive 100% of the amount of total or partial claim.Read More
How much $$$ is my Car Worth?
Although most vehicles sold in Panama do NOT have US specs, you must still consider the import duties when assigning an agreed value to your automobile. Visit these sites to get an idea of the current value of your vehicle. I use 33102 (Miami) as a Zip Code. To obtain a custom designed quote after you calculate the $$$ value of your vehicle, email us or call.....Kevin 6674-1063Read More
Panama Fire and Homeowners residential coverage!
Emergency numbers: : Police 104; Fire 103; Health 911 Did you know that insuring your Panama property investments is one of the best bargains available? Here in Panama, we insure building (structure) and the contents under separate policies at very reasonable rates.Read More
Panama apartment explosion!
A recent Fire/Explosion affected the top floors of an apartment /condo building in the Carrasquilla district of Panama City. Several residents were seriously injured and there was extensive damage to the structure and contents. Cement does burn;Read More
Carrasquilla Condo fire victims still Homeless!
Emergency numbers: : Police 104; Fire 103; Health 911 Authorities are not allowing the residents of the condo to return to their apartments and have declared the building unsafe! http://www.newsroompanama.com/news/panama/explosion-victims-may-remain-homelessRead More
Panama Driving History? Check for tickets!
This is a link to check your driving record here in Panama. You will need to have your drivers license handy to submit the control number (small numbers on lower right side):Read More
Panama Insurance Industry Outlook Stable
A very positive report about Panama's Insurance Industry: https://www.businesswire.com/news/home/20181214005514/en/Best%E2%80%99s-Market-Segment-Report-Panama-Insurance-IndustryRead More
Panama Earthquake coverage?
Earthquake coverage is included in Panama Fire Insurance policies. We separate "structure" and "contents" policies that usually include coverage for fire, explosion, lightning, EARTHQUAKE, windstorm, Debris removal, flood and water damage, filtration/leaks, and more.Read More
Panama Transit Authority Accident Form!
The "minor accident " form is available on line. The law has been enacted, but for the moment I recommend that you do not move the vehicle until your Insurance Company "roadside assistance" representative arrives at the scene to guide you. Here is the link to the new "minor accident form" to be used in the event of a no-fault type of collision:Read More
Are you driving illegally in Panama? Do you lend your vehicle to friends or family?
Several insurance clients have communicated to me that the Panama Transito police have stopped them for an infraction or at one of the frequent roadblocks and asked them to provide various documents. In some cases, the vehicle was impounded for failure to produce a "valid" drivers license,Read More
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My network is extensive, I have daily contact with most of the local and international insurance companies operating in this country. It is my personal commitment to see that my clients obtain fair and prompt settlement of all claims.